Business Insurance / Longview & East Texas
Contractor & Construction Insurance in Longview, TX
From your first bid to the final walkthrough, let’s review the coverage your work, vehicles, tools, and contracts call for.
Built around the work you actually do.
New construction, remodeling, service calls, and subcontract work each bring different exposures. Greg Williams Insurance Agency helps contractors in Longview and nearby East Texas communities start with a clear picture of their jobs, crews, and equipment.
Tell us whether you work on homes, commercial properties, or both. Bring a sample contract and any insurance requirements before your next project begins.
Insurance for contractors and skilled trades.
Plumbers insurance
Service calls, new installations, excavation, and work around existing property deserve a detailed review. Include your tools, service trucks, employees, and subcontracted work. Review plumbers insurance and certificate requirements.
HVAC Contractors
Tell us about installation, repairs, ductwork, rooftops, and residential or commercial jobs. Equipment carried in vans and work performed after installation are part of the conversation.
Electricians
Describe the systems you install or service, the properties you work on, and any specialized operations. We’ll discuss your liability, tools, vehicles, and contract requirements.
General Contractors & Remodelers
Share your project sizes, trades performed, subcontractor use, and how you manage certificates and written agreements. Your insurance review should reflect your role on each job.
Trades we write, with their Texas requirements
Each trade below has its own page covering the license or contract requirements that apply, the exclusions to read, and what to have ready for a quote.
Coverage to review before the next job.
General Liability Insurance
Discuss covered third-party injury and property damage claims, including work already completed. Review exclusions and contract requirements for your operations.
Tools, Equipment & Installation Materials
Tell us what you own, rent, transport, and leave at a jobsite. Ask about coverage away from your premises and the conditions that apply to theft or damage.
Commercial Auto Insurance
Review service vans, pickups, trailers, and heavier work trucks based on how they are used, who drives, and where they travel.
Workers’ Compensation
Discuss payroll, duties, subcontractor arrangements, and project requirements when reviewing coverage for employee injuries.
Builders Risk & Contract Requirements
Ask who is responsible for insuring the project during construction. Explore commercial projects, personal construction projects, and surety bonds. Review the insurance requirements in your contract before work begins.
Contractor insurance quote checklist
Have these details ready so we can match the review to your operations. Missing an item? Start with what you know and we will identify the next questions.
- Your business: legal name, entity type, years in business, locations, and contact information.
- Your work: trades performed, service or new construction, residential or commercial projects, job sizes, operating area, and any excavation or specialized work.
- People and subcontractors: estimated payroll, employee duties, subcontracted costs, and how you check subcontractor insurance.
- Vehicles and equipment: vehicle and driver lists, trailers, owned or rented tools, equipment values, storage, and jobsite use.
- Current insurance: declarations pages, renewal date, relevant endorsements, and available loss history.
- The project: written insurance requirements, certificate holder and recipient details, project location, start date, and deadline.
Use our quote request form for initial contact details and select business insurance. Contact the agency to arrange delivery of policy documents and driver information; do not put Social Security numbers, driver-license numbers, payment details, or medical information in the general message field.
Additional insured, waivers, and contract requirements
Bring the insurance requirements before work begins. We can compare the request with your policies and identify items that need an insurer decision. This is an insurance review; legal interpretation of the contract belongs with your attorney.
Certificate holder and additional insured
A certificate holder receives evidence of insurance. Additional insured status must be supported by the policy or an applicable endorsement; listing a name on a certificate does not create it. An existing blanket endorsement may apply only when its conditions are met. Ongoing and completed operations can have different requirements.
Waiver of subrogation
A waiver generally limits an insurer's right to seek recovery from a specified party after paying a loss. Whether it applies depends on the policy, endorsement, line of coverage, and any conditions. Do not assume a request in a contract changes your insurance.
Primary and noncontributory wording
This concerns how your insurance responds in relation to other available insurance. Ask us to review the actual wording and any required endorsement; it is a separate question from simply showing someone as a certificate holder.
Limits, exclusions, and timing
Check requested limits, umbrella requirements, covered operations, project restrictions, and notice provisions against the issued policies. Some requests need insurer approval, additional premium, or a different coverage arrangement. A request does not confirm acceptance or change coverage.
Existing agency clients can request a certificate. For a new policy or an insurance-requirements review, start a business insurance inquiry and tell us your deadline. Read the Texas Department of Insurance certificate FAQs.
Start your contractor coverage review
Already insured with our agency? Submit a certificate request with the holder, project, deadline, and any insurance requirements.
Request a contractor insurance review with your contact information, renewal date, trades, and project deadline. Have your current declarations pages and contract requirements ready. You can also call 903-372-1901 or email a brief description of your needs to greg@gregagency.com; we will explain what information is needed next.
Contractor insurance questions.
Can you review a job’s insurance requirements?
Yes, and it is the best time to call us: before you sign. Bring the written requirements before committing to the job. We can discuss requested limits and policy changes with you; availability depends on the insurer and your operations.
Is a certificate the same as adding coverage?
No. A certificate provides evidence of insurance and does not add or change coverage. Additional insured status must be supported by the policy or an applicable endorsement. We review whether existing coverage satisfies a request or whether an insurer-approved change is needed.
What if my business does more than one trade?
Describe every type of work you perform or subcontract, including occasional jobs. Classification and eligibility depend on the insurer and your actual operations; different activities may need separate review.
Do contractors in East Texas need commercial auto insurance?
If a vehicle is titled to the business, hauls tools and materials, or pulls a trailer to jobsites, yes. A personal auto policy generally excludes business use and does not list the company as an insured. Commercial auto insurance covers the trucks, vans, and trailers your crew drives, with liability limits that match what general contractors require, often a $1 million combined single limit, plus hired and non-owned coverage for employees' vehicles used on the job. We quote commercial auto for East Texas contractors with Progressive Commercial and other carriers alongside the general liability, so the certificates line up.
How do I get a certificate of insurance fast for a contractor in Longview, TX?
Existing clients request one through our certificate page and usually have it the same business day, often within the hour when the request includes the holder's exact name and address, the recipient's email, the project, and the deadline. A request that needs a policy change, such as a new additional insured, a waiver of subrogation, or primary and noncontributory wording, requires an endorsement and the insurer's approval first, which can take one to three business days. The fastest certificate is the one whose contract requirements we saw before you signed.
Do you insure underground utility and water line contractors in Texas?
Yes. Underground utility, water and sewer line, directional boring, and trenching contractors are a specialty we quote, and the policy has to be read for three things many contractor forms limit or exclude: underground property damage, collapse, and explosion, plus damage to the utility you are working on. Texas law requires a Texas811 locate request at least two business days before you dig, and insurers ask about your locate and documentation practices because a struck gas or fiber line is the claim that defines this class. We also review inland marine for the boring rig and excavators, commercial auto for dump trucks and lowboys, and the bond and certificate requirements municipalities and utilities attach to the contract.
Close to your business
Local help. East Texas roots.
Our office is in Longview. Reach us by phone, text, or in person to talk through your business, compare options, and review the details that matter to you.
Explore business insurance.
Questions about your policy or a project requirement? Contact Greg Williams Insurance Agency in Longview for an individual review. Updated October 2026.
Tell us what you’re building.
A new venture, an upcoming renewal, or a contract to review—we’re ready to talk.
Start a Business QuoteCoverage and availability depend on the insurer, your operations, and the policy’s terms, conditions, limits, and exclusions. Requesting a quote does not bind or change coverage.