Auto insurance when standard carriers say no.
Tickets, accidents, a lapse in coverage, an SR-22 requirement, or a young driver on the policy — any of these can push you into the non-standard market, where the big-name carriers either decline you or quote sky-high. That's our home turf.
Who non-standard auto is for
- Drivers who need an SR-22 filing
- DUI/DWI or serious violations on record
- Multiple tickets or at-fault accidents
- A lapse or gap in prior coverage
- Young, new, or international drivers
- Credit or history issues that spook standard carriers
What we do
We shop the carriers that actually write non-standard business in Texas — including Progressive and GEICO — and stack every discount you still qualify for. We handle the SR-22 filing with the state, set up paperless and autopay savings, and re-shop you back toward standard rates as your record improves.
The goal is always to graduate you. Non-standard is a bridge, not a destination. We review your policy at every renewal and move you to standard pricing the moment your record earns it.
Call 903-372-1901 or request a quote online to get started.